|
A dozen
or so questions
you should be asking before you rent an
instrument:
* What is the "out the door
cost" for the first rental period?
What is the rental per
month (both to start and to continue)?
You may find a low starting rental rate with the cost per month
going up thereafter. This may be a good plan for you but remember
to calculate the total cost for the year (and beyond
if you think it might go that far). A $35.00
three months
initial rental plus the $25.00 per month thereafter will
cost
more than a $20.00 per month rate for a 9 month
rental period. Lashof Violins rate for violins is $15-22
(based on instrument value) per month paid quarterly with no rate changes.
* How much of the
rent applies
toward purchase?
The rental credit you
accumulate towards the instrument purchase may have a
maximum allowable. Make sure
this fits to your situation. Some programs
will offer 9, 12, or 24 month maximum credit,
and then sometimes only a percentage of that amount.
Lashof Violins policy is 100% applicable until
you have reached the full rental value.
* What happens when
my child grows while I am renting and needs the next size? Will my rental money
that I have paid in transfer?
Your child will grow. When you need a
bigger size, what will be your financial
responsibility? One common type of rental program applies only to
the initial rental instrument. If your child grows and you need
an instrument in a larger size, the amount that you
have accrued goes away. While
you are renting from Lashof Violins there is never a
charge to change sizes to instruments of equal
value. (excluding damage without
insurance coverage)
* What happens after
I own a rental instrument and need to trade it in
for a bigger size? How much trade in value will I
get?
Hopefully you will rent
long enough that you will get to own your instrument. If this happens
and you need to get a bigger size instrument of the same
basic quality, you need to find out what your extra costs
will be. With some programs, once you own an
instrument it is yours and good luck trading it back
in towards a bigger size. At Lashof
Violins, once a
rental instrument is paid off there is a 10%
devaluation per year to exchange for another of
similar value (less any loss in value due to damage
) If trading for a handmade, step-up
instrument the trade in will be 70% of rental money
paid (less any loss in value due to damage).
* Is a Maintenance or
Insurance plan available? What do they cover? What do they
not
cover?
Check what would actually
be covered, many policies exclude theft, or limit
what maintenance items are covered. Do you need
strings covered or is that a frill that you probably
won't ever collect on? Remember it is insurance and what
you pay in is lost if it is not used. Pay the
least that you can for the most coverage that makes sense to have.
Lashof Violins insurance covers most things you
can think of, including theft, damage, rehairs,
touch-up, etc. Insurance costs are $15.00 for
violin and $30 for cello (per 3
month period.) Coverage does not include intentional
or malicious damage, such as carving or writing on
the instrument, or applying decals; nor disposable
accessories such as strings or rosin.
* Do I have to make a
decision at some point if it is to be a "rental
only" or "a purchase"?
Many policies have a cutoff date that turn
into a permanent rental after a certain time
period. Be wary of that dreaded policy that requires
you to decide if it is a rental only or a purchase. The
"rental only" means that you never get any
credit, and the "rental towards purchase" may lock you into that instrument
only. Lashof Violins will allow you to
trade in your rental instrument (provided it is in
resalable condition) either while you are
renting or after you own. You rent until you own or
you rent until you return, never with any obligation
- it's that simple.
* If I need to return
the instrument early how much money will I get back,
if
any?
If
you have paid into a 6 month or a 9 month school year
plan, find out what happens to all that money that
you paid
in up front if you have to cancel your rental policy.
It is normal on those type of policies that any
money paid in for a long term rental is lost if you
cut the first rental period short. I recommend the
shortest initial rental period possible so that you
won't lose too much if your plans change. Lashof
Violins has a short minimum rental period of only 3
months and after that any unused full months are prorated
back to you.
* Am I required to
return the instrument in re-rentable condition, and
if so, how much might that cost?
What are you
responsible for when returning an instrument? Many policies require you to return the instrument in the
condition that you rented it in. If you have used it
for 3 or more months, this will probably include new
strings and a rehair at minimum - an additional cost
of at least $50.00 when returning the
instrument. Lashof Violins return is simple,
bring it in and get a receipt. Damage charges will apply only if insurance is not taken
as an option (does not apply to intentional damage
or other insurance exclusions).
* Are there deposits
required above the rental
costs?
Do you have to pay an
additional amount above the rental fee and for how
long is that extra money kept? Many policies will
require a deposit equal to up to 6 months of
rent and is kept until you return or purchase the instrument. If something happens and your instrument needs
to be replaced and you are lucky enough to have replacement
coverage, you are out that much more money. The
only thing Lashof Violins requires at rental time
are: the first three month payment, a picture ID with the current address, and a valid
major credit
cards information (under the same name as
the renter) on file for delinquent payment
collection.
* Does the
facility specialize in the violin family of
instruments or is it the corner music store that
also sells and rents drums, trumpets, accordions,
and electric guitars?
While a full service music
store may have string instruments of adequate
quality, more frequently than not you will be
dealing with someone not versed specifically in the
violin family of instruments and their unique needs.
The child may not be properly fitted for the correct
size instrument and you may be pushed to purchase an
accessory that the store makes the most money on and
not one that is the best fit for your child. Many of
these stores also have other facilities that set-up
and repair the instruments. Lashof
Violins employees have a vast experience in the violin family business from
teaching and selling, to renting, playing, repairing, and
making. All instruments in our stock are set-up to
exceed MENC standards for orchestral instruments.
*
When my child becomes more proficient on the
instrument, what are my options to trade up to a
better quality of instrument?
If your child sticks with it
and practices regularly they will get better.
When this happens, you will find yourself in the
situation of needing to get a better
instrument. What quality of instruments does
the store carry? Will they be able to assist you in
the climb to an instrument with a better sound to
keep your child's interest? Does the store have the knowledgeable
staff to assist you in selecting a better instrument?
How much of your rental equity will you be able to
use on the step-up quality instrument? Lashof
Violins has a large selection of step up quality
hand made instruments to take your child to the next
level and beyond. During your rental contract 70% of your
rental equity can apply towards purchase of a hand made instrument. Once
a rental instrument is paid off there is a 10%
devaluation per year to exchange for another of
similar value (less any loss in value due to damage
). If trading for a handmade, step-up
instrument, the trade in will be 70% of rental money
paid minus any loss in value due to damage.
*
Does the store carry the other things that I will
need?
Along with your rental or
step-up quality instrument you will need some other
accessories. Does the store carry a wide variety of
violin family products or just the very basic
beginner stuff? You don't want to have to run all
over town to find what you need and the teacher
recommends. The local everything
music store typically won't come close to having
what you need. Lashof Violins carries over 15 types of rosin, 12 styles of shoulder rests, 20
or more types of strings, stands, music, and
everything else dedicated to the violin family. We
have 1000's
of in-stock violin specialty products.
* Does the store
have an on-site repair department?
Check to see if the store does
their own repairs on site or if they have to send
them out. Even if they have their own repair department,
check to see if it is on site and if they have specially
trained violin family repair personnel. A guitar
repairmen is not the same as a violin
repairmen. Many teachers will have individual
specifications and requirements. It makes the
parents' job very difficult if they cannot talk to
the repair person directly. In addition, it could
take several weeks to get your instrument repaired
if it needs to be sent out of the building to
another location. Lashof Violins does all of
its
own repairs on site and is the repair facility for
MCPS and other area music stores which means we know
what your teacher wants. All rental
instruments are set up to exceed MENC standards for
orchestral instruments.
There
are many things to consider, but remember, in the end, it is
your money and your decision.
Now that know what
to ask, you will see why Lashof Violins will be your choice for your string
instrument rental in Montgomery County.
Lashof Violins is
your best source for all of your rental and string instrument
needs.
|